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In God We Trust?
There are more than 376 million Visas and MasterCards in circulation. This is up 80 percent from a few years ago when the average family had only two credit cards and $2,340 in outstanding balances. Today they have an average of four cards and owe nearly $4,880. Altogether, American consumers have racked up $480 billion dollars in debt with these little two- by three-inch pieces of plastic, and that figure grows at a 13 percent annual rate.
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prayer
"Prayer is not a preparation for work, it is work. Prayer is not preparation for battle, it is the battle. -Oswald Chambers."
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